Steffisburg sanmed24 — Schwyz
Schwyz: the sanmed24 model from Steffisburg costs CHF 461.90 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 461.90, sanmed24 is not the lowest premium here: Agrisano goes down to CHF 400.20. A named model does not guarantee the best price — it guarantees a care pathway.
On average, sanmed24 costs CHF 684.00 less per year than Steffisburg's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 461.90 | CHF 431.90 |
| 500 | CHF 450.30 | CHF 421.10 |
| 1'000 | CHF 421.10 | CHF 393.80 |
| 1'500 | CHF 391.90 | CHF 366.50 |
| 2'000 | CHF 362.80 | CHF 339.30 |
| 2'500 | CHF 334.90 | CHF 313.20 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 348.50 | CHF 325.80 |
| 500 | CHF 337.00 | CHF 315.10 |
| 1'000 | CHF 307.70 | CHF 287.70 |
| 1'500 | CHF 278.50 | CHF 260.40 |
| 2'000 | CHF 249.40 | CHF 233.20 |
| 2'500 | CHF 233.50 | CHF 218.40 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 111.00 | CHF 103.80 |
| 100 | CHF 105.20 | CHF 98.40 |
| 200 | CHF 99.40 | CHF 93.00 |
| 300 | CHF 93.50 | CHF 87.50 |
| 400 | CHF 87.70 | CHF 82.00 |
| 500 | CHF 81.90 | CHF 76.60 |
| 600 | CHF 76.00 | CHF 71.10 |
The price, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.