Steffisburg sanmed24 — Obwalden
Obwalden: the sanmed24 model from Steffisburg costs CHF 462.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 462.00, sanmed24 is not the lowest premium here: Agrisano goes down to CHF 382.80. A named model does not guarantee the best price — it guarantees a care pathway.
On average, sanmed24 costs CHF 828.00 less per year than Steffisburg's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 462.00 | CHF 432.00 |
| 500 | CHF 450.40 | CHF 421.20 |
| 1'000 | CHF 421.20 | CHF 393.90 |
| 1'500 | CHF 392.00 | CHF 366.60 |
| 2'000 | CHF 362.90 | CHF 339.40 |
| 2'500 | CHF 337.00 | CHF 315.10 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 348.90 | CHF 326.20 |
| 500 | CHF 337.30 | CHF 315.40 |
| 1'000 | CHF 308.10 | CHF 288.10 |
| 1'500 | CHF 278.90 | CHF 260.80 |
| 2'000 | CHF 249.80 | CHF 233.60 |
| 2'500 | CHF 228.90 | CHF 214.10 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 110.00 | CHF 102.90 |
| 100 | CHF 104.20 | CHF 97.50 |
| 200 | CHF 98.50 | CHF 92.10 |
| 300 | CHF 92.50 | CHF 86.50 |
| 400 | CHF 86.70 | CHF 81.10 |
| 500 | CHF 80.90 | CHF 75.70 |
| 600 | CHF 75.00 | CHF 70.20 |
The price, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.