Steffisburg sanmed24 — Region 3, Zurich
Region 3, Zurich: the sanmed24 model from Steffisburg costs CHF 528.80 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 528.80, sanmed24 is not the lowest premium here: Agrisano goes down to CHF 427.80. A named model does not guarantee the best price — it guarantees a care pathway.
On average, sanmed24 costs CHF 948.00 less per year than Steffisburg's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 528.80 | CHF 494.40 |
| 500 | CHF 517.20 | CHF 483.60 |
| 1'000 | CHF 488.00 | CHF 456.30 |
| 1'500 | CHF 458.80 | CHF 429.00 |
| 2'000 | CHF 429.70 | CHF 401.80 |
| 2'500 | CHF 408.80 | CHF 382.30 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 408.30 | CHF 381.80 |
| 500 | CHF 396.70 | CHF 371.00 |
| 1'000 | CHF 367.50 | CHF 343.70 |
| 1'500 | CHF 338.30 | CHF 316.40 |
| 2'000 | CHF 309.30 | CHF 289.20 |
| 2'500 | CHF 288.30 | CHF 269.60 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 125.90 | CHF 117.80 |
| 100 | CHF 120.10 | CHF 112.30 |
| 200 | CHF 114.30 | CHF 106.90 |
| 300 | CHF 108.40 | CHF 101.40 |
| 400 | CHF 102.60 | CHF 96.00 |
| 500 | CHF 96.80 | CHF 90.60 |
| 600 | CHF 90.90 | CHF 85.00 |
The price, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.