Steffisburg sanmed24 — Nidwalden
Nidwalden: the sanmed24 model from Steffisburg costs CHF 444.70 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 444.70, sanmed24 is not the lowest premium here: Agrisano goes down to CHF 385.40. A named model does not guarantee the best price — it guarantees a care pathway.
On average, sanmed24 costs CHF 832.80 less per year than Steffisburg's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 444.70 | CHF 415.80 |
| 500 | CHF 433.10 | CHF 405.00 |
| 1'000 | CHF 403.90 | CHF 377.70 |
| 1'500 | CHF 374.70 | CHF 350.40 |
| 2'000 | CHF 345.60 | CHF 323.20 |
| 2'500 | CHF 319.70 | CHF 299.00 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 345.30 | CHF 322.90 |
| 500 | CHF 333.70 | CHF 312.10 |
| 1'000 | CHF 304.50 | CHF 284.80 |
| 1'500 | CHF 275.40 | CHF 257.50 |
| 2'000 | CHF 246.20 | CHF 230.20 |
| 2'500 | CHF 225.30 | CHF 210.70 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 110.00 | CHF 102.90 |
| 100 | CHF 104.20 | CHF 97.50 |
| 200 | CHF 98.50 | CHF 92.10 |
| 300 | CHF 92.50 | CHF 86.50 |
| 400 | CHF 86.70 | CHF 81.10 |
| 500 | CHF 80.90 | CHF 75.70 |
| 600 | CHF 75.00 | CHF 70.20 |
The price, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.