Steffisburg sanmed24 — Region 3, Bern
Region 3, Bern: the sanmed24 model from Steffisburg costs CHF 524.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 524.00, sanmed24 is not the lowest premium here: Agrisano goes down to CHF 447.50. A named model does not guarantee the best price — it guarantees a care pathway.
On average, sanmed24 costs CHF 698.40 less per year than Steffisburg's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 524.00 | CHF 489.90 |
| 500 | CHF 512.40 | CHF 479.10 |
| 1'000 | CHF 483.20 | CHF 451.80 |
| 1'500 | CHF 454.00 | CHF 424.50 |
| 2'000 | CHF 424.90 | CHF 397.30 |
| 2'500 | CHF 399.00 | CHF 373.10 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 378.30 | CHF 353.70 |
| 500 | CHF 366.70 | CHF 342.90 |
| 1'000 | CHF 337.50 | CHF 315.60 |
| 1'500 | CHF 308.30 | CHF 288.30 |
| 2'000 | CHF 279.20 | CHF 261.10 |
| 2'500 | CHF 253.30 | CHF 236.90 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 123.20 | CHF 115.20 |
| 100 | CHF 117.40 | CHF 109.80 |
| 200 | CHF 111.60 | CHF 104.40 |
| 300 | CHF 105.70 | CHF 98.90 |
| 400 | CHF 100.00 | CHF 93.50 |
| 500 | CHF 94.10 | CHF 88.00 |
| 600 | CHF 88.20 | CHF 82.50 |
The price, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.