Sumiswalder Telmed — Region 1, Fribourg
Region 1, Fribourg: the Telmed model from Sumiswalder costs CHF 550.80 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 550.80, Telmed is not the lowest premium here: Vivao Sympany goes down to CHF 501.10. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Telmed costs CHF 573.60 less per year than Sumiswalder's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 550.80 | CHF 512.20 |
| 500 | CHF 540.00 | CHF 502.20 |
| 1'000 | CHF 513.20 | CHF 477.30 |
| 1'500 | CHF 486.40 | CHF 452.40 |
| 2'000 | CHF 459.60 | CHF 427.50 |
| 2'500 | CHF 432.90 | CHF 402.60 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 407.70 | CHF 379.20 |
| 500 | CHF 396.90 | CHF 369.20 |
| 1'000 | CHF 370.10 | CHF 344.20 |
| 1'500 | CHF 343.30 | CHF 319.30 |
| 2'000 | CHF 316.50 | CHF 294.40 |
| 2'500 | CHF 289.70 | CHF 269.50 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 129.50 | CHF 120.50 |
| 100 | CHF 124.10 | CHF 115.50 |
| 200 | CHF 118.80 | CHF 110.50 |
| 300 | CHF 113.30 | CHF 105.40 |
| 400 | CHF 108.00 | CHF 100.50 |
| 500 | CHF 102.70 | CHF 95.60 |
| 600 | CHF 97.20 | CHF 90.40 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 2
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Uri
- Valais — Region 1
- Valais — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.