Sumiswalder Telmed — Glarus
Glarus: the Telmed model from Sumiswalder costs CHF 474.40 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 474.40, Telmed is not the lowest premium here: Agrisano goes down to CHF 433.20. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Telmed costs CHF 494.40 less per year than Sumiswalder's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 474.40 | CHF 441.20 |
| 500 | CHF 463.60 | CHF 431.20 |
| 1'000 | CHF 436.80 | CHF 406.30 |
| 1'500 | CHF 410.00 | CHF 381.30 |
| 2'000 | CHF 383.20 | CHF 356.40 |
| 2'500 | CHF 356.40 | CHF 331.50 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 346.20 | CHF 322.00 |
| 500 | CHF 335.40 | CHF 312.00 |
| 1'000 | CHF 308.60 | CHF 287.00 |
| 1'500 | CHF 281.80 | CHF 262.10 |
| 2'000 | CHF 255.00 | CHF 237.20 |
| 2'500 | CHF 228.20 | CHF 212.30 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 109.60 | CHF 102.00 |
| 100 | CHF 104.30 | CHF 97.00 |
| 200 | CHF 98.90 | CHF 92.00 |
| 300 | CHF 93.40 | CHF 86.90 |
| 400 | CHF 88.10 | CHF 82.00 |
| 500 | CHF 82.90 | CHF 77.10 |
| 600 | CHF 77.30 | CHF 71.90 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Uri
- Valais — Region 1
- Valais — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.