Sumiswalder Telmed — Region 1, Valais
Region 1, Valais: the Telmed model from Sumiswalder costs CHF 518.70 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 518.70, Telmed is not the lowest premium here: Atupri goes down to CHF 481.20. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Telmed costs CHF 541.20 less per year than Sumiswalder's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 518.70 | CHF 482.40 |
| 500 | CHF 507.90 | CHF 472.40 |
| 1'000 | CHF 481.10 | CHF 447.50 |
| 1'500 | CHF 454.30 | CHF 422.50 |
| 2'000 | CHF 427.50 | CHF 397.60 |
| 2'500 | CHF 400.70 | CHF 372.70 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 394.30 | CHF 366.70 |
| 500 | CHF 383.50 | CHF 356.70 |
| 1'000 | CHF 356.70 | CHF 331.80 |
| 1'500 | CHF 330.00 | CHF 306.90 |
| 2'000 | CHF 303.10 | CHF 281.90 |
| 2'500 | CHF 276.30 | CHF 257.00 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 120.50 | CHF 112.10 |
| 100 | CHF 115.10 | CHF 107.10 |
| 200 | CHF 109.80 | CHF 102.20 |
| 300 | CHF 104.30 | CHF 97.00 |
| 400 | CHF 99.00 | CHF 92.10 |
| 500 | CHF 93.70 | CHF 87.20 |
| 600 | CHF 88.20 | CHF 82.10 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Uri
- Valais — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.