Sumiswalder Telmed — Region 2, Schaffhausen
Region 2, Schaffhausen: the Telmed model from Sumiswalder costs CHF 487.40 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 487.40, Telmed is not the lowest premium here: Agrisano goes down to CHF 433.80. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Telmed costs CHF 507.60 less per year than Sumiswalder's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 487.40 | CHF 453.30 |
| 500 | CHF 476.60 | CHF 443.30 |
| 1'000 | CHF 449.80 | CHF 418.40 |
| 1'500 | CHF 423.00 | CHF 393.40 |
| 2'000 | CHF 396.20 | CHF 368.50 |
| 2'500 | CHF 369.40 | CHF 343.60 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 360.90 | CHF 335.60 |
| 500 | CHF 350.10 | CHF 325.60 |
| 1'000 | CHF 323.30 | CHF 300.70 |
| 1'500 | CHF 296.50 | CHF 275.80 |
| 2'000 | CHF 269.70 | CHF 250.90 |
| 2'500 | CHF 242.90 | CHF 225.90 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 110.90 | CHF 103.20 |
| 100 | CHF 105.50 | CHF 98.20 |
| 200 | CHF 100.20 | CHF 93.20 |
| 300 | CHF 94.70 | CHF 88.10 |
| 400 | CHF 89.40 | CHF 83.20 |
| 500 | CHF 84.10 | CHF 78.30 |
| 600 | CHF 78.60 | CHF 73.10 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Solothurn
- Schwyz
- Thurgau
- Uri
- Valais — Region 1
- Valais — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.