Sumiswalder Telmed — Thurgau
Thurgau: the Telmed model from Sumiswalder costs CHF 485.30 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 485.30, Telmed is not the lowest premium here: Agrisano goes down to CHF 429.70. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Telmed costs CHF 505.20 less per year than Sumiswalder's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 485.30 | CHF 451.30 |
| 500 | CHF 474.50 | CHF 441.30 |
| 1'000 | CHF 447.70 | CHF 416.40 |
| 1'500 | CHF 420.90 | CHF 391.50 |
| 2'000 | CHF 394.10 | CHF 366.60 |
| 2'500 | CHF 367.30 | CHF 341.60 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 353.70 | CHF 328.90 |
| 500 | CHF 342.90 | CHF 318.90 |
| 1'000 | CHF 316.10 | CHF 294.00 |
| 1'500 | CHF 289.30 | CHF 269.10 |
| 2'000 | CHF 262.50 | CHF 244.20 |
| 2'500 | CHF 235.80 | CHF 219.30 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 113.90 | CHF 106.00 |
| 100 | CHF 108.60 | CHF 101.00 |
| 200 | CHF 103.20 | CHF 96.00 |
| 300 | CHF 97.70 | CHF 90.90 |
| 400 | CHF 92.40 | CHF 86.00 |
| 500 | CHF 87.20 | CHF 81.10 |
| 600 | CHF 81.60 | CHF 75.90 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Uri
- Valais — Region 1
- Valais — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.