Sumiswalder Telmed — Region 2, Valais
Region 2, Valais: the Telmed model from Sumiswalder costs CHF 456.50 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 456.50, Telmed is not the lowest premium here: Agrisano goes down to CHF 406.30. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Telmed costs CHF 475.20 less per year than Sumiswalder's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 456.50 | CHF 424.50 |
| 500 | CHF 445.80 | CHF 414.60 |
| 1'000 | CHF 418.90 | CHF 389.60 |
| 1'500 | CHF 392.10 | CHF 364.70 |
| 2'000 | CHF 365.30 | CHF 339.80 |
| 2'500 | CHF 338.60 | CHF 314.90 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 346.90 | CHF 322.60 |
| 500 | CHF 336.10 | CHF 312.60 |
| 1'000 | CHF 309.30 | CHF 287.70 |
| 1'500 | CHF 282.50 | CHF 262.80 |
| 2'000 | CHF 255.80 | CHF 237.90 |
| 2'500 | CHF 228.90 | CHF 212.90 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 107.30 | CHF 99.80 |
| 100 | CHF 101.90 | CHF 94.80 |
| 200 | CHF 96.60 | CHF 89.90 |
| 300 | CHF 91.10 | CHF 84.80 |
| 400 | CHF 85.80 | CHF 79.80 |
| 500 | CHF 80.50 | CHF 74.90 |
| 600 | CHF 75.00 | CHF 69.80 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Uri
- Valais — Region 1
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.