Sumiswalder Telmed — Schwyz
Schwyz: the Telmed model from Sumiswalder costs CHF 457.10 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 457.10, Telmed is not the lowest premium here: Agrisano goes down to CHF 400.20. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Telmed costs CHF 476.40 less per year than Sumiswalder's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 457.10 | CHF 425.10 |
| 500 | CHF 446.30 | CHF 415.10 |
| 1'000 | CHF 419.50 | CHF 390.20 |
| 1'500 | CHF 392.70 | CHF 365.30 |
| 2'000 | CHF 365.90 | CHF 340.30 |
| 2'500 | CHF 339.10 | CHF 315.40 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 336.70 | CHF 313.10 |
| 500 | CHF 325.90 | CHF 303.10 |
| 1'000 | CHF 299.10 | CHF 278.20 |
| 1'500 | CHF 272.30 | CHF 253.30 |
| 2'000 | CHF 245.50 | CHF 228.40 |
| 2'500 | CHF 218.70 | CHF 203.40 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 104.70 | CHF 97.40 |
| 100 | CHF 99.30 | CHF 92.40 |
| 200 | CHF 94.00 | CHF 87.50 |
| 300 | CHF 88.60 | CHF 82.40 |
| 400 | CHF 83.20 | CHF 77.40 |
| 500 | CHF 77.90 | CHF 72.50 |
| 600 | CHF 72.40 | CHF 67.40 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Thurgau
- Uri
- Valais — Region 1
- Valais — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.