Sumiswalder Telmed — Uri
Uri: the Telmed model from Sumiswalder costs CHF 427.30 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 427.30, Telmed is not the lowest premium here: Agrisano goes down to CHF 376.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Telmed costs CHF 445.20 less per year than Sumiswalder's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 427.30 | CHF 397.40 |
| 500 | CHF 416.50 | CHF 387.40 |
| 1'000 | CHF 389.70 | CHF 362.50 |
| 1'500 | CHF 362.90 | CHF 337.50 |
| 2'000 | CHF 336.10 | CHF 312.60 |
| 2'500 | CHF 309.30 | CHF 287.70 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 318.00 | CHF 295.70 |
| 500 | CHF 307.20 | CHF 285.70 |
| 1'000 | CHF 280.40 | CHF 260.80 |
| 1'500 | CHF 253.60 | CHF 235.90 |
| 2'000 | CHF 226.80 | CHF 211.00 |
| 2'500 | CHF 200.00 | CHF 186.00 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 97.40 | CHF 90.60 |
| 100 | CHF 92.00 | CHF 85.60 |
| 200 | CHF 86.70 | CHF 80.70 |
| 300 | CHF 81.20 | CHF 75.60 |
| 400 | CHF 75.90 | CHF 70.60 |
| 500 | CHF 70.60 | CHF 65.70 |
| 600 | CHF 65.10 | CHF 60.60 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Valais — Region 1
- Valais — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.