Sumiswalder Telmed — Region 3, Zurich
Region 3, Zurich: the Telmed model from Sumiswalder costs CHF 465.60 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 465.60, Telmed is not the lowest premium here: Agrisano goes down to CHF 427.80. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Telmed costs CHF 484.80 less per year than Sumiswalder's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 465.60 | CHF 433.00 |
| 500 | CHF 454.80 | CHF 423.00 |
| 1'000 | CHF 428.00 | CHF 398.10 |
| 1'500 | CHF 401.20 | CHF 373.20 |
| 2'000 | CHF 374.40 | CHF 348.20 |
| 2'500 | CHF 347.60 | CHF 323.30 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 339.90 | CHF 316.10 |
| 500 | CHF 329.10 | CHF 306.10 |
| 1'000 | CHF 302.30 | CHF 281.20 |
| 1'500 | CHF 275.50 | CHF 256.30 |
| 2'000 | CHF 248.70 | CHF 231.30 |
| 2'500 | CHF 221.90 | CHF 206.40 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 109.50 | CHF 101.90 |
| 100 | CHF 104.10 | CHF 96.90 |
| 200 | CHF 98.80 | CHF 91.90 |
| 300 | CHF 93.30 | CHF 86.80 |
| 400 | CHF 88.00 | CHF 81.90 |
| 500 | CHF 82.70 | CHF 77.00 |
| 600 | CHF 77.20 | CHF 71.80 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Uri
- Valais — Region 1
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.