SWICA FAVORIT CASA — Appenzell Innerrhoden
Appenzell Innerrhoden: the FAVORIT CASA model from SWICA costs CHF 391.60 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 391.60, FAVORIT CASA is not the lowest premium here: Agrisano goes down to CHF 353.50. A named model does not guarantee the best price — it guarantees a care pathway.
On average, FAVORIT CASA costs CHF 579.60 less per year than SWICA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 391.60 | CHF 364.20 |
| 500 | CHF 379.90 | CHF 353.30 |
| 1'000 | CHF 355.10 | CHF 330.30 |
| 1'500 | CHF 326.00 | CHF 303.10 |
| 2'000 | CHF 296.80 | CHF 276.00 |
| 2'500 | CHF 267.60 | CHF 248.90 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 310.20 | CHF 288.50 |
| 500 | CHF 298.60 | CHF 277.70 |
| 1'000 | CHF 269.40 | CHF 250.60 |
| 1'500 | CHF 241.90 | CHF 225.00 |
| 2'000 | CHF 214.40 | CHF 199.40 |
| 2'500 | CHF 188.50 | CHF 175.30 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 105.60 | CHF 98.30 |
| 200 | CHF 94.00 | CHF 87.40 |
| 400 | CHF 82.30 | CHF 76.60 |
| 600 | CHF 70.60 | CHF 65.70 |
The price, region by region
- Aargau
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.