SWICA FAVORIT CASA — Region 1, Bern
Region 1, Bern: the FAVORIT CASA model from SWICA costs CHF 596.50 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 596.50, FAVORIT CASA is not the lowest premium here: Visana goes down to CHF 540.10. A named model does not guarantee the best price — it guarantees a care pathway.
On average, FAVORIT CASA costs CHF 1'165.20 less per year than SWICA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 596.50 | CHF 554.80 |
| 500 | CHF 584.90 | CHF 543.90 |
| 1'000 | CHF 562.60 | CHF 523.30 |
| 1'500 | CHF 533.50 | CHF 496.10 |
| 2'000 | CHF 504.30 | CHF 469.00 |
| 2'500 | CHF 475.10 | CHF 441.90 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 473.40 | CHF 440.30 |
| 500 | CHF 461.80 | CHF 429.40 |
| 1'000 | CHF 432.60 | CHF 402.30 |
| 1'500 | CHF 406.00 | CHF 377.60 |
| 2'000 | CHF 379.50 | CHF 352.90 |
| 2'500 | CHF 355.50 | CHF 330.60 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 163.20 | CHF 151.80 |
| 200 | CHF 153.20 | CHF 142.50 |
| 400 | CHF 141.60 | CHF 131.60 |
| 600 | CHF 129.90 | CHF 120.80 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.