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SWICA FAVORIT CASA — Region 1, Bern

Region 1, Bern: the FAVORIT CASA model from SWICA costs CHF 596.50 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 596.50, FAVORIT CASA is not the lowest premium here: Visana goes down to CHF 540.10. A named model does not guarantee the best price — it guarantees a care pathway.

On average, FAVORIT CASA costs CHF 1'165.20 less per year than SWICA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 596.50CHF 554.80
500CHF 584.90CHF 543.90
1'000CHF 562.60CHF 523.30
1'500CHF 533.50CHF 496.10
2'000CHF 504.30CHF 469.00
2'500CHF 475.10CHF 441.90

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 473.40CHF 440.30
500CHF 461.80CHF 429.40
1'000CHF 432.60CHF 402.30
1'500CHF 406.00CHF 377.60
2'000CHF 379.50CHF 352.90
2'500CHF 355.50CHF 330.60

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 163.20CHF 151.80
200CHF 153.20CHF 142.50
400CHF 141.60CHF 131.60
600CHF 129.90CHF 120.80

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.