SWICA FAVORIT CASA — Region 3, St. Gallen
Region 3, St. Gallen: the FAVORIT CASA model from SWICA costs CHF 450.40 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 450.40, FAVORIT CASA is not the lowest premium here: Agrisano goes down to CHF 401.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, FAVORIT CASA costs CHF 702.00 less per year than SWICA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 450.40 | CHF 418.90 |
| 500 | CHF 438.80 | CHF 408.10 |
| 1'000 | CHF 414.70 | CHF 385.70 |
| 1'500 | CHF 385.50 | CHF 358.50 |
| 2'000 | CHF 356.30 | CHF 331.40 |
| 2'500 | CHF 327.20 | CHF 304.30 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 356.90 | CHF 332.00 |
| 500 | CHF 345.30 | CHF 321.10 |
| 1'000 | CHF 316.10 | CHF 294.00 |
| 1'500 | CHF 288.80 | CHF 268.60 |
| 2'000 | CHF 261.60 | CHF 243.30 |
| 2'500 | CHF 236.20 | CHF 219.70 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 122.20 | CHF 113.70 |
| 200 | CHF 110.60 | CHF 102.80 |
| 400 | CHF 98.90 | CHF 92.00 |
| 600 | CHF 87.20 | CHF 81.10 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.