SWICA FAVORIT CASA — Region 3, Bern
Region 3, Bern: the FAVORIT CASA model from SWICA costs CHF 494.50 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 494.50, FAVORIT CASA is not the lowest premium here: Agrisano goes down to CHF 447.50. A named model does not guarantee the best price — it guarantees a care pathway.
On average, FAVORIT CASA costs CHF 925.20 less per year than SWICA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 494.50 | CHF 459.90 |
| 500 | CHF 482.80 | CHF 449.00 |
| 1'000 | CHF 459.40 | CHF 427.20 |
| 1'500 | CHF 430.20 | CHF 400.10 |
| 2'000 | CHF 401.00 | CHF 373.00 |
| 2'500 | CHF 371.90 | CHF 345.80 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 392.30 | CHF 364.90 |
| 500 | CHF 380.60 | CHF 354.00 |
| 1'000 | CHF 351.50 | CHF 326.90 |
| 1'500 | CHF 324.50 | CHF 301.70 |
| 2'000 | CHF 297.40 | CHF 276.60 |
| 2'500 | CHF 272.60 | CHF 253.50 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 135.20 | CHF 125.70 |
| 200 | CHF 124.90 | CHF 116.20 |
| 400 | CHF 113.20 | CHF 105.30 |
| 600 | CHF 101.60 | CHF 94.50 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.