SWICA FAVORIT CASA — Region 1, Lucerne
Region 1, Lucerne: the FAVORIT CASA model from SWICA costs CHF 505.40 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 505.40, FAVORIT CASA is not the lowest premium here: Atupri goes down to CHF 451.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, FAVORIT CASA costs CHF 906.00 less per year than SWICA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 505.40 | CHF 470.10 |
| 500 | CHF 493.80 | CHF 459.20 |
| 1'000 | CHF 470.40 | CHF 437.50 |
| 1'500 | CHF 441.20 | CHF 410.40 |
| 2'000 | CHF 412.10 | CHF 383.20 |
| 2'500 | CHF 382.90 | CHF 356.10 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 400.90 | CHF 372.80 |
| 500 | CHF 389.20 | CHF 362.00 |
| 1'000 | CHF 360.10 | CHF 334.90 |
| 1'500 | CHF 333.10 | CHF 309.80 |
| 2'000 | CHF 306.10 | CHF 284.70 |
| 2'500 | CHF 281.30 | CHF 261.60 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 138.20 | CHF 128.50 |
| 200 | CHF 127.90 | CHF 118.90 |
| 400 | CHF 116.20 | CHF 108.10 |
| 600 | CHF 104.50 | CHF 97.20 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.