SWICA FAVORIT CASA — Region 1, St. Gallen
Region 1, St. Gallen: the FAVORIT CASA model from SWICA costs CHF 514.90 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 514.90, FAVORIT CASA is not the lowest premium here: Sanitas goes down to CHF 479.65. A named model does not guarantee the best price — it guarantees a care pathway.
On average, FAVORIT CASA costs CHF 802.80 less per year than SWICA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 514.90 | CHF 478.90 |
| 500 | CHF 503.30 | CHF 468.10 |
| 1'000 | CHF 479.90 | CHF 446.30 |
| 1'500 | CHF 450.80 | CHF 419.20 |
| 2'000 | CHF 421.60 | CHF 392.10 |
| 2'500 | CHF 392.40 | CHF 365.00 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 408.10 | CHF 379.50 |
| 500 | CHF 396.40 | CHF 368.70 |
| 1'000 | CHF 367.30 | CHF 341.50 |
| 1'500 | CHF 340.30 | CHF 316.50 |
| 2'000 | CHF 313.30 | CHF 291.40 |
| 2'500 | CHF 288.50 | CHF 268.30 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 139.70 | CHF 130.00 |
| 200 | CHF 128.10 | CHF 119.10 |
| 400 | CHF 116.40 | CHF 108.30 |
| 600 | CHF 104.70 | CHF 97.40 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.