SWICA FAVORIT CASA — Region 3, Lucerne
Region 3, Lucerne: the FAVORIT CASA model from SWICA costs CHF 442.70 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 442.70, FAVORIT CASA is not the lowest premium here: Agrisano goes down to CHF 414.30. A named model does not guarantee the best price — it guarantees a care pathway.
On average, FAVORIT CASA costs CHF 973.20 less per year than SWICA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 442.70 | CHF 411.70 |
| 500 | CHF 431.00 | CHF 400.80 |
| 1'000 | CHF 407.10 | CHF 378.60 |
| 1'500 | CHF 377.90 | CHF 351.40 |
| 2'000 | CHF 348.70 | CHF 324.30 |
| 2'500 | CHF 319.60 | CHF 297.20 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 351.70 | CHF 327.10 |
| 500 | CHF 340.00 | CHF 316.20 |
| 1'000 | CHF 310.90 | CHF 289.10 |
| 1'500 | CHF 283.70 | CHF 263.80 |
| 2'000 | CHF 256.50 | CHF 238.50 |
| 2'500 | CHF 231.20 | CHF 215.00 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 121.40 | CHF 112.90 |
| 200 | CHF 111.00 | CHF 103.30 |
| 400 | CHF 99.40 | CHF 92.40 |
| 600 | CHF 87.70 | CHF 81.60 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.