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SWICA FAVORIT CASA — Region 2, Bern

Region 2, Bern: the FAVORIT CASA model from SWICA costs CHF 533.90 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 533.90, FAVORIT CASA is not the lowest premium here: Visana goes down to CHF 493.60. A named model does not guarantee the best price — it guarantees a care pathway.

On average, FAVORIT CASA costs CHF 956.40 less per year than SWICA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 533.90CHF 496.50
500CHF 522.20CHF 485.70
1'000CHF 499.20CHF 464.20
1'500CHF 470.00CHF 437.10
2'000CHF 440.90CHF 410.00
2'500CHF 411.70CHF 382.90

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 423.40CHF 393.80
500CHF 411.80CHF 382.90
1'000CHF 382.60CHF 355.80
1'500CHF 355.70CHF 330.80
2'000CHF 328.90CHF 305.90
2'500CHF 304.30CHF 283.00

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 145.90CHF 135.70
200CHF 135.70CHF 126.20
400CHF 124.00CHF 115.30
600CHF 112.30CHF 104.50

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.