SWICA FAVORIT CASA — Region 2, Bern
Region 2, Bern: the FAVORIT CASA model from SWICA costs CHF 533.90 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 533.90, FAVORIT CASA is not the lowest premium here: Visana goes down to CHF 493.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, FAVORIT CASA costs CHF 956.40 less per year than SWICA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 533.90 | CHF 496.50 |
| 500 | CHF 522.20 | CHF 485.70 |
| 1'000 | CHF 499.20 | CHF 464.20 |
| 1'500 | CHF 470.00 | CHF 437.10 |
| 2'000 | CHF 440.90 | CHF 410.00 |
| 2'500 | CHF 411.70 | CHF 382.90 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 423.40 | CHF 393.80 |
| 500 | CHF 411.80 | CHF 382.90 |
| 1'000 | CHF 382.60 | CHF 355.80 |
| 1'500 | CHF 355.70 | CHF 330.80 |
| 2'000 | CHF 328.90 | CHF 305.90 |
| 2'500 | CHF 304.30 | CHF 283.00 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 145.90 | CHF 135.70 |
| 200 | CHF 135.70 | CHF 126.20 |
| 400 | CHF 124.00 | CHF 115.30 |
| 600 | CHF 112.30 | CHF 104.50 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.