SWICA FAVORIT CASA — Region 2, Lucerne
Region 2, Lucerne: the FAVORIT CASA model from SWICA costs CHF 482.10 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 482.10, FAVORIT CASA is not the lowest premium here: Agrisano goes down to CHF 425.70. A named model does not guarantee the best price — it guarantees a care pathway.
On average, FAVORIT CASA costs CHF 825.60 less per year than SWICA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 482.10 | CHF 448.30 |
| 500 | CHF 470.40 | CHF 437.50 |
| 1'000 | CHF 446.80 | CHF 415.50 |
| 1'500 | CHF 417.60 | CHF 388.40 |
| 2'000 | CHF 388.40 | CHF 361.20 |
| 2'500 | CHF 359.30 | CHF 334.10 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 382.30 | CHF 355.50 |
| 500 | CHF 370.60 | CHF 344.70 |
| 1'000 | CHF 341.40 | CHF 317.50 |
| 1'500 | CHF 314.30 | CHF 292.30 |
| 2'000 | CHF 287.20 | CHF 267.10 |
| 2'500 | CHF 262.20 | CHF 243.80 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 131.70 | CHF 122.50 |
| 200 | CHF 120.70 | CHF 112.20 |
| 400 | CHF 109.00 | CHF 101.40 |
| 600 | CHF 97.30 | CHF 90.50 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.