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FAVORIT MEDICA or FAVORIT SANTE — Aargau

Aargau: with SWICA, FAVORIT MEDICA costs CHF 566.00 a month in 2026 and FAVORIT SANTE CHF 506.90, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

FAVORIT SANTE is the cheaper of the two here: CHF 709.20 saved per year against FAVORIT MEDICA, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

FAVORIT MEDICA is a "Family doctor" model. FAVORIT SANTE is a "Group practice (HMO)" model.

  • FAVORIT MEDICA

    Family doctor

    You pick a family doctor and always go to them first.

  • FAVORIT SANTE

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

The price at every deductible

DeductibleFAVORIT MEDICAFAVORIT SANTEGap per year
300CHF 566.00CHF 506.90CHF 709.20
500CHF 554.30CHF 495.20CHF 709.20
1'000CHF 531.40CHF 472.30CHF 709.20
1'500CHF 502.20CHF 443.10CHF 709.20
2'000CHF 473.00CHF 407.70CHF 783.60
2'500CHF 443.90CHF 378.60CHF 783.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.