Skip to content
Sophie

FAVORIT MEDICA or FAVORIT SANTE — Region 1, Fribourg

Region 1, Fribourg: with SWICA, FAVORIT MEDICA costs CHF 568.70 a month in 2026 and FAVORIT SANTE CHF 519.30, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

FAVORIT SANTE is the cheaper of the two here: CHF 592.80 saved per year against FAVORIT MEDICA, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

FAVORIT MEDICA is a "Family doctor" model. FAVORIT SANTE is a "Group practice (HMO)" model.

  • FAVORIT MEDICA

    Family doctor

    You pick a family doctor and always go to them first.

  • FAVORIT SANTE

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

The price at every deductible

DeductibleFAVORIT MEDICAFAVORIT SANTEGap per year
300CHF 568.70CHF 519.30CHF 592.80
500CHF 557.00CHF 507.60CHF 592.80
1'000CHF 534.00CHF 484.60CHF 592.80
1'500CHF 504.90CHF 455.40CHF 594.00
2'000CHF 475.70CHF 420.10CHF 667.20
2'500CHF 446.50CHF 390.90CHF 667.20

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.