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FAVORIT MEDICA or FAVORIT SANTE — Nidwalden

Nidwalden: with SWICA, FAVORIT MEDICA costs CHF 434.90 a month in 2026 and FAVORIT SANTE CHF 413.40, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

FAVORIT SANTE is the cheaper of the two here: CHF 258.00 saved per year against FAVORIT MEDICA, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

FAVORIT MEDICA is a "Family doctor" model. FAVORIT SANTE is a "Group practice (HMO)" model.

  • FAVORIT MEDICA

    Family doctor

    You pick a family doctor and always go to them first.

  • FAVORIT SANTE

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

The price at every deductible

DeductibleFAVORIT MEDICAFAVORIT SANTEGap per year
300CHF 434.90CHF 413.40CHF 258.00
500CHF 423.30CHF 401.80CHF 258.00
1'000CHF 398.90CHF 377.40CHF 258.00
1'500CHF 369.70CHF 348.20CHF 258.00
2'000CHF 340.60CHF 314.30CHF 315.60
2'500CHF 311.40CHF 285.10CHF 315.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.