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FAVORIT MEDICA or FAVORIT SANTE — Region 1, Vaud

Region 1, Vaud: with SWICA, FAVORIT MEDICA costs CHF 654.30 a month in 2026 and FAVORIT SANTE CHF 581.60, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

FAVORIT SANTE is the cheaper of the two here: CHF 872.40 saved per year against FAVORIT MEDICA, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

FAVORIT MEDICA is a "Family doctor" model. FAVORIT SANTE is a "Group practice (HMO)" model.

  • FAVORIT MEDICA

    Family doctor

    You pick a family doctor and always go to them first.

  • FAVORIT SANTE

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

The price at every deductible

DeductibleFAVORIT MEDICAFAVORIT SANTEGap per year
300CHF 654.30CHF 581.60CHF 872.40
500CHF 642.70CHF 570.00CHF 872.40
1'000CHF 620.80CHF 548.10CHF 872.40
1'500CHF 591.60CHF 518.90CHF 872.40
2'000CHF 562.50CHF 482.50CHF 960.00
2'500CHF 533.30CHF 453.30CHF 960.00

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.