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FAVORIT MEDICA or FAVORIT SANTE — Region 2, Vaud

Region 2, Vaud: with SWICA, FAVORIT MEDICA costs CHF 628.70 a month in 2026 and FAVORIT SANTE CHF 558.80, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

FAVORIT SANTE is the cheaper of the two here: CHF 838.80 saved per year against FAVORIT MEDICA, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

FAVORIT MEDICA is a "Family doctor" model. FAVORIT SANTE is a "Group practice (HMO)" model.

  • FAVORIT MEDICA

    Family doctor

    You pick a family doctor and always go to them first.

  • FAVORIT SANTE

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

The price at every deductible

DeductibleFAVORIT MEDICAFAVORIT SANTEGap per year
300CHF 628.70CHF 558.80CHF 838.80
500CHF 617.00CHF 547.20CHF 837.60
1'000CHF 594.90CHF 525.00CHF 838.80
1'500CHF 565.70CHF 495.80CHF 838.80
2'000CHF 536.50CHF 459.70CHF 921.60
2'500CHF 507.40CHF 430.50CHF 922.80

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.