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FAVORIT MEDICA or FAVORIT SANTE — Uri

Uri: with SWICA, FAVORIT MEDICA costs CHF 433.10 a month in 2026 and FAVORIT SANTE CHF 416.60, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

FAVORIT SANTE is the cheaper of the two here: CHF 198.00 saved per year against FAVORIT MEDICA, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

FAVORIT MEDICA is a "Family doctor" model. FAVORIT SANTE is a "Group practice (HMO)" model.

  • FAVORIT MEDICA

    Family doctor

    You pick a family doctor and always go to them first.

  • FAVORIT SANTE

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

The price at every deductible

DeductibleFAVORIT MEDICAFAVORIT SANTEGap per year
300CHF 433.10CHF 416.60CHF 198.00
500CHF 421.40CHF 405.00CHF 196.80
1'000CHF 397.00CHF 380.50CHF 198.00
1'500CHF 367.80CHF 351.30CHF 198.00
2'000CHF 338.60CHF 317.50CHF 253.20
2'500CHF 309.50CHF 288.30CHF 254.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.