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FAVORIT MEDICA or FAVORIT SANTE — Region 1, Zurich

Region 1, Zurich: with SWICA, FAVORIT MEDICA costs CHF 653.30 a month in 2026 and FAVORIT SANTE CHF 553.70, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

FAVORIT SANTE is the cheaper of the two here: CHF 1'195.20 saved per year against FAVORIT MEDICA, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

FAVORIT MEDICA is a "Family doctor" model. FAVORIT SANTE is a "Group practice (HMO)" model.

  • FAVORIT MEDICA

    Family doctor

    You pick a family doctor and always go to them first.

  • FAVORIT SANTE

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

The price at every deductible

DeductibleFAVORIT MEDICAFAVORIT SANTEGap per year
300CHF 653.30CHF 553.70CHF 1'195.20
500CHF 641.70CHF 542.10CHF 1'195.20
1'000CHF 612.50CHF 519.40CHF 1'117.20
1'500CHF 583.30CHF 490.30CHF 1'116.00
2'000CHF 554.20CHF 454.60CHF 1'195.20
2'500CHF 525.00CHF 425.40CHF 1'195.20

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.