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FAVORIT MEDICA or FAVORIT SANTE — Thurgau

Thurgau: with SWICA, FAVORIT MEDICA costs CHF 524.00 a month in 2026 and FAVORIT SANTE CHF 471.60, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

FAVORIT SANTE is the cheaper of the two here: CHF 628.80 saved per year against FAVORIT MEDICA, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

FAVORIT MEDICA is a "Family doctor" model. FAVORIT SANTE is a "Group practice (HMO)" model.

  • FAVORIT MEDICA

    Family doctor

    You pick a family doctor and always go to them first.

  • FAVORIT SANTE

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

The price at every deductible

DeductibleFAVORIT MEDICAFAVORIT SANTEGap per year
300CHF 524.00CHF 471.60CHF 628.80
500CHF 512.30CHF 459.90CHF 628.80
1'000CHF 488.70CHF 436.30CHF 628.80
1'500CHF 459.50CHF 407.10CHF 628.80
2'000CHF 430.30CHF 372.40CHF 694.80
2'500CHF 401.20CHF 343.20CHF 696.00

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.