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FAVORIT MEDICA or FAVORIT SANTE — Schwyz

Schwyz: with SWICA, FAVORIT MEDICA costs CHF 502.40 a month in 2026 and FAVORIT SANTE CHF 494.20, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

FAVORIT SANTE is the cheaper of the two here: CHF 98.40 saved per year against FAVORIT MEDICA, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

FAVORIT MEDICA is a "Family doctor" model. FAVORIT SANTE is a "Group practice (HMO)" model.

  • FAVORIT MEDICA

    Family doctor

    You pick a family doctor and always go to them first.

  • FAVORIT SANTE

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

The price at every deductible

DeductibleFAVORIT MEDICAFAVORIT SANTEGap per year
300CHF 502.40CHF 494.20CHF 98.40
500CHF 490.70CHF 482.50CHF 98.40
1'000CHF 467.00CHF 458.80CHF 98.40
1'500CHF 437.80CHF 429.60CHF 98.40
2'000CHF 408.70CHF 395.00CHF 164.40
2'500CHF 379.50CHF 365.80CHF 164.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.