Aquilana in canton Appenzell Ausserrhoden: twelve years of premiums
In canton Appenzell Ausserrhoden, the lowest Aquilana premium went from CHF 312.90 a month in 2015 to CHF 456.10 in 2026 — a rise of +45.8 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 312.90 | CHF 236.00 | CHF 76.90 |
| 2016 | CHF 331.70 | CHF 266.80 | CHF 64.90 |
| 2017 | CHF 348.20 | CHF 288.70 | CHF 59.50 |
| 2018 | CHF 357.00 | CHF 302.10 | CHF 54.90 |
| 2019 | CHF 373.10 | CHF 320.40 | CHF 52.70 |
| 2020 | CHF 384.20 | CHF 339.10 | CHF 45.10 |
| 2021 | CHF 387.70 | CHF 336.80 | CHF 50.90 |
| 2022 | CHF 387.70 | CHF 345.20 | CHF 42.50 |
| 2023 | CHF 385.00 | CHF 341.20 | CHF 43.80 |
| 2024 | CHF 419.70 | CHF 373.20 | CHF 46.50 |
| 2025 | CHF 440.70 | CHF 395.60 | CHF 45.10 |
| 2026 | CHF 456.10 | CHF 412.30 | CHF 43.80 |
Faster or slower than the rest?
Aquilana rose +45.8 % over the period, against +74.7 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2024: +9.0 % in one go. The premium did not move in 2022.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Aquilana, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.