CONCORDIA in canton Bern: twelve years of premiums
In canton Bern, the lowest CONCORDIA premium went from CHF 331.90 a month in 2015 to CHF 495.60 in 2026 — a rise of +49.3 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 331.90 | CHF 298.10 | CHF 33.80 |
| 2016 | CHF 352.60 | CHF 319.60 | CHF 33.00 |
| 2017 | CHF 368.20 | CHF 334.70 | CHF 33.50 |
| 2018 | CHF 373.30 | CHF 343.80 | CHF 29.50 |
| 2019 | CHF 378.50 | CHF 363.50 | CHF 15.00 |
| 2020 | CHF 380.90 | CHF 371.20 | CHF 9.70 |
| 2021 | CHF 390.40 | CHF 368.50 | CHF 21.90 |
| 2022 | CHF 388.10 | CHF 369.00 | CHF 19.10 |
| 2023 | CHF 404.50 | CHF 376.00 | CHF 28.50 |
| 2024 | CHF 424.70 | CHF 403.20 | CHF 21.50 |
| 2025 | CHF 450.90 | CHF 421.30 | CHF 29.60 |
| 2026 | CHF 495.60 | CHF 447.50 | CHF 48.10 |
Faster or slower than the rest?
CONCORDIA rose +49.3 % over the period, against +50.1 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2026: +9.9 % in one go.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Bern, canton by canton
CONCORDIA, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.