CONCORDIA in canton St. Gallen: twelve years of premiums
In canton St. Gallen, the lowest CONCORDIA premium went from CHF 299.40 a month in 2015 to CHF 441.10 in 2026 — a rise of +47.3 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 299.40 | CHF 247.00 | CHF 52.40 |
| 2016 | CHF 311.60 | CHF 257.00 | CHF 54.60 |
| 2017 | CHF 326.30 | CHF 292.90 | CHF 33.40 |
| 2018 | CHF 336.00 | CHF 311.00 | CHF 25.00 |
| 2019 | CHF 345.00 | CHF 331.20 | CHF 13.80 |
| 2020 | CHF 347.00 | CHF 333.50 | CHF 13.50 |
| 2021 | CHF 356.10 | CHF 331.20 | CHF 24.90 |
| 2022 | CHF 359.70 | CHF 332.90 | CHF 26.80 |
| 2023 | CHF 376.80 | CHF 343.90 | CHF 32.90 |
| 2024 | CHF 391.80 | CHF 366.90 | CHF 24.90 |
| 2025 | CHF 411.20 | CHF 381.60 | CHF 29.60 |
| 2026 | CHF 441.10 | CHF 401.60 | CHF 39.50 |
Faster or slower than the rest?
CONCORDIA rose +47.3 % over the period, against +62.6 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2026: +7.3 % in one go.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
St. Gallen, canton by canton
CONCORDIA, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.