CONCORDIA in canton Lucerne: twelve years of premiums
In canton Lucerne, the lowest CONCORDIA premium went from CHF 299.20 a month in 2015 to CHF 435.20 in 2026 — a rise of +45.5 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 299.20 | CHF 237.10 | CHF 62.10 |
| 2016 | CHF 314.80 | CHF 264.00 | CHF 50.80 |
| 2017 | CHF 326.10 | CHF 285.00 | CHF 41.10 |
| 2018 | CHF 337.50 | CHF 316.30 | CHF 21.20 |
| 2019 | CHF 343.90 | CHF 322.00 | CHF 21.90 |
| 2020 | CHF 342.60 | CHF 312.00 | CHF 30.60 |
| 2021 | CHF 348.70 | CHF 330.60 | CHF 18.10 |
| 2022 | CHF 348.00 | CHF 326.80 | CHF 21.20 |
| 2023 | CHF 361.00 | CHF 336.60 | CHF 24.40 |
| 2024 | CHF 382.70 | CHF 372.90 | CHF 9.80 |
| 2025 | CHF 405.70 | CHF 403.40 | CHF 2.30 |
| 2026 | CHF 435.20 | CHF 414.30 | CHF 20.90 |
Faster or slower than the rest?
CONCORDIA rose +45.5 % over the period, against +74.7 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2026: +7.3 % in one go.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Lucerne, canton by canton
CONCORDIA, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.