rhenusana in canton Bern: twelve years of premiums
In canton Bern, the lowest rhenusana premium went from CHF 384.60 a month in 2015 to CHF 583.10 in 2026 — a rise of +51.6 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 384.60 | CHF 298.10 | CHF 86.50 |
| 2016 | CHF 400.20 | CHF 319.60 | CHF 80.60 |
| 2017 | CHF 423.00 | CHF 334.70 | CHF 88.30 |
| 2018 | CHF 435.00 | CHF 343.80 | CHF 91.20 |
| 2019 | CHF 448.10 | CHF 363.50 | CHF 84.60 |
| 2020 | CHF 457.10 | CHF 371.20 | CHF 85.90 |
| 2021 | CHF 470.90 | CHF 368.50 | CHF 102.40 |
| 2022 | CHF 470.90 | CHF 369.00 | CHF 101.90 |
| 2023 | CHF 499.20 | CHF 376.00 | CHF 123.20 |
| 2024 | CHF 524.30 | CHF 403.20 | CHF 121.10 |
| 2025 | CHF 550.10 | CHF 421.30 | CHF 128.80 |
| 2026 | CHF 583.10 | CHF 447.50 | CHF 135.60 |
Faster or slower than the rest?
rhenusana rose +51.6 % over the period, against +50.1 % for the cheapest insurer in the same place. The gap widened: staying put cost a little more every year.
The year that hurt — The steepest year-on-year jump was 2023: +6.0 % in one go. The premium did not move in 2022.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Bern, canton by canton
rhenusana, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.