rhenusana in canton St. Gallen: twelve years of premiums
In canton St. Gallen, the lowest rhenusana premium went from CHF 317.00 a month in 2015 to CHF 457.10 in 2026 — a rise of +44.2 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 317.00 | CHF 247.00 | CHF 70.00 |
| 2016 | CHF 334.00 | CHF 257.00 | CHF 77.00 |
| 2017 | CHF 356.00 | CHF 292.90 | CHF 63.10 |
| 2018 | CHF 361.80 | CHF 311.00 | CHF 50.80 |
| 2019 | CHF 355.70 | CHF 331.20 | CHF 24.50 |
| 2020 | CHF 362.80 | CHF 333.50 | CHF 29.30 |
| 2021 | CHF 382.20 | CHF 331.20 | CHF 51.00 |
| 2022 | CHF 365.00 | CHF 332.90 | CHF 32.10 |
| 2023 | CHF 363.40 | CHF 343.90 | CHF 19.50 |
| 2024 | CHF 399.90 | CHF 366.90 | CHF 33.00 |
| 2025 | CHF 427.40 | CHF 381.60 | CHF 45.80 |
| 2026 | CHF 457.10 | CHF 401.60 | CHF 55.50 |
Faster or slower than the rest?
rhenusana rose +44.2 % over the period, against +62.6 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2024: +10.0 % in one go.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
St. Gallen, canton by canton
rhenusana, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.