sana24 in canton Bern: twelve years of premiums
In canton Bern, the lowest sana24 premium went from CHF 374.00 a month in 2015 to CHF 487.80 in 2026 — a rise of +30.4 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 374.00 | CHF 298.10 | CHF 75.90 |
| 2016 | CHF 383.60 | CHF 319.60 | CHF 64.00 |
| 2017 | CHF 388.20 | CHF 334.70 | CHF 53.50 |
| 2018 | CHF 402.60 | CHF 343.80 | CHF 58.80 |
| 2019 | CHF 421.40 | CHF 363.50 | CHF 57.90 |
| 2020 | CHF 424.70 | CHF 371.20 | CHF 53.50 |
| 2021 | CHF 424.70 | CHF 368.50 | CHF 56.20 |
| 2022 | CHF 427.50 | CHF 369.00 | CHF 58.50 |
| 2023 | CHF 431.70 | CHF 376.00 | CHF 55.70 |
| 2024 | CHF 461.40 | CHF 403.20 | CHF 58.20 |
| 2025 | CHF 482.90 | CHF 421.30 | CHF 61.60 |
| 2026 | CHF 487.80 | CHF 447.50 | CHF 40.30 |
Faster or slower than the rest?
sana24 rose +30.4 % over the period, against +50.1 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2024: +6.9 % in one go. The premium did not move in 2021.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Bern, canton by canton
sana24, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.