sana24 in canton St. Gallen: twelve years of premiums
In canton St. Gallen, the lowest sana24 premium went from CHF 319.00 a month in 2015 to CHF 444.80 in 2026 — a rise of +39.4 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 319.00 | CHF 247.00 | CHF 72.00 |
| 2016 | CHF 340.10 | CHF 257.00 | CHF 83.10 |
| 2017 | CHF 347.00 | CHF 292.90 | CHF 54.10 |
| 2018 | CHF 356.30 | CHF 311.00 | CHF 45.30 |
| 2019 | CHF 365.20 | CHF 331.20 | CHF 34.00 |
| 2020 | CHF 369.40 | CHF 333.50 | CHF 35.90 |
| 2021 | CHF 373.70 | CHF 331.20 | CHF 42.50 |
| 2022 | CHF 371.80 | CHF 332.90 | CHF 38.90 |
| 2023 | CHF 384.50 | CHF 343.90 | CHF 40.60 |
| 2024 | CHF 414.50 | CHF 366.90 | CHF 47.60 |
| 2025 | CHF 428.40 | CHF 381.60 | CHF 46.80 |
| 2026 | CHF 444.80 | CHF 401.60 | CHF 43.20 |
Faster or slower than the rest?
sana24 rose +39.4 % over the period, against +62.6 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2024: +7.8 % in one go.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
St. Gallen, canton by canton
sana24, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.