sana24 in canton Lucerne: twelve years of premiums
In canton Lucerne, the lowest sana24 premium went from CHF 301.20 a month in 2015 to CHF 432.00 in 2026 — a rise of +43.4 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 301.20 | CHF 237.10 | CHF 64.10 |
| 2016 | CHF 325.20 | CHF 264.00 | CHF 61.20 |
| 2017 | CHF 335.10 | CHF 285.00 | CHF 50.10 |
| 2018 | CHF 339.60 | CHF 316.30 | CHF 23.30 |
| 2019 | CHF 360.80 | CHF 322.00 | CHF 38.80 |
| 2020 | CHF 365.00 | CHF 312.00 | CHF 53.00 |
| 2021 | CHF 365.00 | CHF 330.60 | CHF 34.40 |
| 2022 | CHF 360.20 | CHF 326.80 | CHF 33.40 |
| 2023 | CHF 371.40 | CHF 336.60 | CHF 34.80 |
| 2024 | CHF 419.10 | CHF 372.90 | CHF 46.20 |
| 2025 | CHF 445.60 | CHF 403.40 | CHF 42.20 |
| 2026 | CHF 432.00 | CHF 414.30 | CHF 17.70 |
Faster or slower than the rest?
sana24 rose +43.4 % over the period, against +74.7 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2024: +12.8 % in one go. The premium did not move in 2021.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Lucerne, canton by canton
sana24, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.