Visana — Region 1, Lucerne: twelve years of premiums
Region 1, Lucerne: the lowest Visana premium went from CHF 374.10 a month in 2015 to CHF 529.70 in 2026 — a rise of +41.6 %. The table below places it next to this region's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 374.10 | CHF 266.20 | CHF 107.90 |
| 2016 | CHF 379.00 | CHF 288.00 | CHF 91.00 |
| 2017 | CHF 393.60 | CHF 317.90 | CHF 75.70 |
| 2018 | CHF 427.60 | CHF 350.40 | CHF 77.20 |
| 2019 | CHF 438.20 | CHF 361.20 | CHF 77.00 |
| 2020 | CHF 438.20 | CHF 354.40 | CHF 83.80 |
| 2021 | CHF 447.80 | CHF 361.50 | CHF 86.30 |
| 2022 | CHF 448.20 | CHF 358.50 | CHF 89.70 |
| 2023 | CHF 485.80 | CHF 369.25 | CHF 116.55 |
| 2024 | CHF 536.20 | CHF 410.95 | CHF 125.25 |
| 2025 | CHF 537.10 | CHF 428.40 | CHF 108.70 |
| 2026 | CHF 529.70 | CHF 451.60 | CHF 78.10 |
Faster or slower than the rest?
Visana rose +41.6 % over the period, against +69.7 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2024: +10.4 % in one go. The premium did not move in 2020.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Visana, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.