vita surselva in canton Appenzell Innerrhoden: twelve years of premiums
In canton Appenzell Innerrhoden, the lowest vita surselva premium went from CHF 294.50 a month in 2015 to CHF 431.00 in 2026 — a rise of +46.4 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 294.50 | CHF 236.30 | CHF 58.20 |
| 2016 | CHF 298.00 | CHF 249.50 | CHF 48.50 |
| 2017 | CHF 307.00 | CHF 272.50 | CHF 34.50 |
| 2018 | CHF 316.00 | CHF 282.40 | CHF 33.60 |
| 2019 | CHF 322.00 | CHF 280.20 | CHF 41.80 |
| 2020 | CHF 331.00 | CHF 285.90 | CHF 45.10 |
| 2021 | CHF 336.00 | CHF 272.10 | CHF 63.90 |
| 2022 | CHF 339.15 | CHF 278.10 | CHF 61.05 |
| 2023 | CHF 344.00 | CHF 310.60 | CHF 33.40 |
| 2024 | CHF 367.00 | CHF 329.60 | CHF 37.40 |
| 2025 | CHF 410.00 | CHF 345.60 | CHF 64.40 |
| 2026 | CHF 431.00 | CHF 353.50 | CHF 77.50 |
Faster or slower than the rest?
vita surselva rose +46.4 % over the period, against +49.6 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2025: +11.7 % in one go.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
vita surselva, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.