vita surselva in canton St. Gallen: twelve years of premiums
In canton St. Gallen, the lowest vita surselva premium went from CHF 322.05 a month in 2015 to CHF 465.50 in 2026 — a rise of +44.5 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 322.05 | CHF 247.00 | CHF 75.05 |
| 2016 | CHF 329.00 | CHF 257.00 | CHF 72.00 |
| 2017 | CHF 338.00 | CHF 292.90 | CHF 45.10 |
| 2018 | CHF 350.00 | CHF 311.00 | CHF 39.00 |
| 2019 | CHF 357.00 | CHF 331.20 | CHF 25.80 |
| 2020 | CHF 366.00 | CHF 333.50 | CHF 32.50 |
| 2021 | CHF 374.00 | CHF 331.20 | CHF 42.80 |
| 2022 | CHF 374.30 | CHF 332.90 | CHF 41.40 |
| 2023 | CHF 386.00 | CHF 343.90 | CHF 42.10 |
| 2024 | CHF 407.00 | CHF 366.90 | CHF 40.10 |
| 2025 | CHF 456.00 | CHF 381.60 | CHF 74.40 |
| 2026 | CHF 465.50 | CHF 401.60 | CHF 63.90 |
Faster or slower than the rest?
vita surselva rose +44.5 % over the period, against +62.6 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2025: +12.0 % in one go.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
St. Gallen, canton by canton
vita surselva, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.