vita surselva in canton Lucerne: twelve years of premiums
In canton Lucerne, the lowest vita surselva premium went from CHF 324.90 a month in 2015 to CHF 486.40 in 2026 — a rise of +49.7 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 324.90 | CHF 237.10 | CHF 87.80 |
| 2016 | CHF 332.00 | CHF 264.00 | CHF 68.00 |
| 2017 | CHF 341.00 | CHF 285.00 | CHF 56.00 |
| 2018 | CHF 352.00 | CHF 316.30 | CHF 35.70 |
| 2019 | CHF 359.00 | CHF 322.00 | CHF 37.00 |
| 2020 | CHF 368.00 | CHF 312.00 | CHF 56.00 |
| 2021 | CHF 377.00 | CHF 330.60 | CHF 46.40 |
| 2022 | CHF 382.00 | CHF 326.80 | CHF 55.20 |
| 2023 | CHF 399.00 | CHF 336.60 | CHF 62.40 |
| 2024 | CHF 410.00 | CHF 372.90 | CHF 37.10 |
| 2025 | CHF 459.00 | CHF 403.40 | CHF 55.60 |
| 2026 | CHF 486.40 | CHF 414.30 | CHF 72.10 |
Faster or slower than the rest?
vita surselva rose +49.7 % over the period, against +74.7 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2025: +12.0 % in one go.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Lucerne, canton by canton
vita surselva, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.