Assura-Basis — Region 3 of canton Grisons, 2026 premiums
Assura-Basis covers the 40 municipalities of Region 3 in canton Grisons. Its lowest adult premium here is CHF 300.20 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Assura-Basis ranks 14 out of 24 active insurers in Region 3, cheapest to dearest.
The regional average across insurers is CHF 446.36 a month.
What staying costs
Moving from Assura-Basis to vita surselva, the cheapest insurer in this region, saves CHF 555.60 a year for an adult on the same profile.
The full Assura-Basis table
396 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor |
|---|---|---|
| 300 | CHF 495.60 | CHF 451.00 |
| 500 | CHF 484.00 | CHF 439.40 |
| 1'000 | CHF 454.80 | CHF 410.20 |
| 1'500 | CHF 425.60 | CHF 381.00 |
| 2'000 | CHF 396.50 | CHF 351.90 |
| 2'500 | CHF 367.30 | CHF 322.70 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor |
|---|---|---|
| 300 | CHF 421.30 | CHF 383.40 |
| 500 | CHF 409.70 | CHF 371.80 |
| 1'000 | CHF 380.50 | CHF 342.60 |
| 1'500 | CHF 351.30 | CHF 313.40 |
| 2'000 | CHF 322.20 | CHF 284.30 |
| 2'500 | CHF 293.00 | CHF 255.10 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor |
|---|---|---|
| 0 | CHF 101.90 | CHF 92.80 |
| 100 | CHF 96.10 | CHF 87.00 |
| 200 | CHF 90.30 | CHF 81.20 |
| 300 | CHF 84.40 | CHF 75.30 |
| 400 | CHF 78.60 | CHF 69.50 |
| 500 | CHF 72.80 | CHF 63.70 |
| 600 | CHF 66.90 | CHF 57.80 |
With or without accident cover
With accident cover: CHF 495.60 a month. Without: CHF 461.00. Dropping it saves CHF 415.20 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 429.50 in 2025 to CHF 300.20 — a rise of 5.0 %.
The 40 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 3 of canton Grisons, not to the municipality.
Albula/Alvra · Andeer · Avers · Bergün Filisur · Breil/Brigels · Cazis · Disentis/Mustér · Domleschg · Falera · Ferrera · Flerden · Fürstenau · Ilanz/Glion · Laax · Lantsch/Lenz · Lumnezia · Masein · Medel (Lucmagn) · Muntogna da Schons · Obersaxen Mundaun · Rheinwald · Rongellen · Rothenbrunnen · Safiental · Sagogn · Scharans · Schluein · Schmitten (GR) · Sils im Domleschg · Sufers · Sumvitg · Surses · Thusis · Trun · Tschappina · Tujetsch · Urmein · Vals · Vaz/Obervaz · Zillis-Reischen
The other insurers in Region 3
24 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| vita surselva | CHF 404.70 | View |
| Agrisano | CHF 407.10 | View |
| curaulta | CHF 407.90 | View |
| Sumiswalder | CHF 424.60 | View |
| ÖKK | CHF 425.70 | View |
| CONCORDIA | CHF 426.20 | View |
| CSS | CHF 427.60 | View |
| Vivao Sympany | CHF 429.00 | View |
| Sanitas | CHF 434.75 | View |
| sana24 | CHF 436.20 | View |
| Helsana | CHF 441.80 | View |
| Visana | CHF 445.90 | View |
| SWICA | CHF 450.90 | View |
| rhenusana | CHF 455.40 | View |
| Mutuel | CHF 455.60 | View |
| KPT | CHF 460.00 | View |
| Philos | CHF 461.00 | View |
| Aquilana | CHF 466.20 | View |
| EGK | CHF 467.90 | View |
| Atupri | CHF 468.00 | View |
| Avenir | CHF 483.00 | View |
| Galenos | CHF 488.30 | View |
| SLKK | CHF 493.90 | View |
Source: Federal Office of Public Health (FOPH), official premiums.