Atupri — Region 3 of canton Grisons, 2026 premiums
Atupri covers the 40 municipalities of Region 3 in canton Grisons. Its lowest adult premium here is CHF 322.70 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Atupri ranks 21 out of 24 active insurers in Region 3, cheapest to dearest.
The regional average across insurers is CHF 446.36 a month.
What staying costs
Moving from Atupri to vita surselva, the cheapest insurer in this region, saves CHF 759.60 a year for an adult on the same profile.
The full Atupri table
136 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 537.90 | CHF 468.00 | CHF 473.40 |
| 500 | CHF 526.30 | CHF 456.40 | CHF 461.80 |
| 1'000 | CHF 497.10 | CHF 427.20 | CHF 432.60 |
| 1'500 | CHF 467.90 | CHF 398.00 | CHF 403.40 |
| 2'000 | CHF 438.80 | CHF 368.90 | CHF 374.30 |
| 2'500 | CHF 409.60 | CHF 339.70 | CHF 345.10 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 403.40 | CHF 351.00 | CHF 355.00 |
| 500 | CHF 391.80 | CHF 339.40 | CHF 343.40 |
| 1'000 | CHF 362.60 | CHF 310.20 | CHF 314.20 |
| 1'500 | CHF 333.40 | CHF 281.00 | CHF 285.00 |
| 2'000 | CHF 304.30 | CHF 251.90 | CHF 255.90 |
| 2'500 | CHF 275.10 | CHF 222.70 | CHF 226.70 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 0 | CHF 145.20 | CHF 126.30 | CHF 127.80 |
| 100 | CHF 139.40 | CHF 120.50 | CHF 122.00 |
| 200 | CHF 133.60 | CHF 114.70 | CHF 116.20 |
| 400 | CHF 121.90 | CHF 103.00 | CHF 104.50 |
| 600 | CHF 110.20 | CHF 91.30 | CHF 92.80 |
With or without accident cover
With accident cover: CHF 537.90 a month. Without: CHF 511.00. Dropping it saves CHF 322.80 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 448.10 in 2025 to CHF 322.70 — a rise of 4.4 %.
The 40 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 3 of canton Grisons, not to the municipality.
Albula/Alvra · Andeer · Avers · Bergün Filisur · Breil/Brigels · Cazis · Disentis/Mustér · Domleschg · Falera · Ferrera · Flerden · Fürstenau · Ilanz/Glion · Laax · Lantsch/Lenz · Lumnezia · Masein · Medel (Lucmagn) · Muntogna da Schons · Obersaxen Mundaun · Rheinwald · Rongellen · Rothenbrunnen · Safiental · Sagogn · Scharans · Schluein · Schmitten (GR) · Sils im Domleschg · Sufers · Sumvitg · Surses · Thusis · Trun · Tschappina · Tujetsch · Urmein · Vals · Vaz/Obervaz · Zillis-Reischen
The other insurers in Region 3
24 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| vita surselva | CHF 404.70 | View |
| Agrisano | CHF 407.10 | View |
| curaulta | CHF 407.90 | View |
| Sumiswalder | CHF 424.60 | View |
| ÖKK | CHF 425.70 | View |
| CONCORDIA | CHF 426.20 | View |
| CSS | CHF 427.60 | View |
| Vivao Sympany | CHF 429.00 | View |
| Sanitas | CHF 434.75 | View |
| sana24 | CHF 436.20 | View |
| Helsana | CHF 441.80 | View |
| Visana | CHF 445.90 | View |
| SWICA | CHF 450.90 | View |
| Assura-Basis | CHF 451.00 | View |
| rhenusana | CHF 455.40 | View |
| Mutuel | CHF 455.60 | View |
| KPT | CHF 460.00 | View |
| Philos | CHF 461.00 | View |
| Aquilana | CHF 466.20 | View |
| EGK | CHF 467.90 | View |
| Avenir | CHF 483.00 | View |
| Galenos | CHF 488.30 | View |
| SLKK | CHF 493.90 | View |
Source: Federal Office of Public Health (FOPH), official premiums.