rhenusana — Region 3 of canton Grisons, 2026 premiums
rhenusana covers the 40 municipalities of Region 3 in canton Grisons. Its lowest adult premium here is CHF 313.80 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
rhenusana ranks 15 out of 24 active insurers in Region 3, cheapest to dearest.
The regional average across insurers is CHF 446.36 a month.
What staying costs
Moving from rhenusana to vita surselva, the cheapest insurer in this region, saves CHF 608.40 a year for an adult on the same profile.
The full rhenusana table
108 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 494.90 | CHF 477.60 | CHF 455.40 |
| 500 | CHF 483.30 | CHF 466.00 | CHF 444.90 |
| 1'000 | CHF 454.10 | CHF 438.60 | CHF 417.90 |
| 1'500 | CHF 424.90 | CHF 410.60 | CHF 391.50 |
| 2'000 | CHF 395.80 | CHF 382.60 | CHF 364.40 |
| 2'500 | CHF 366.90 | CHF 354.60 | CHF 337.40 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 380.10 | CHF 366.80 | CHF 349.70 |
| 500 | CHF 370.10 | CHF 355.20 | CHF 340.70 |
| 1'000 | CHF 345.60 | CHF 326.30 | CHF 318.20 |
| 1'500 | CHF 321.10 | CHF 296.80 | CHF 295.80 |
| 2'000 | CHF 296.60 | CHF 272.90 | CHF 272.70 |
| 2'500 | CHF 272.10 | CHF 249.80 | CHF 250.20 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 0 | CHF 61.90 | CHF 59.80 | CHF 57.00 |
| 300 | CHF 53.20 | CHF 51.00 | CHF 48.20 |
| 600 | CHF 44.40 | CHF 42.30 | CHF 39.50 |
With or without accident cover
With accident cover: CHF 494.90 a month. Without: CHF 460.30. Dropping it saves CHF 415.20 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 429.60 in 2025 to CHF 313.80 — a rise of 6.0 %.
The 40 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 3 of canton Grisons, not to the municipality.
Albula/Alvra · Andeer · Avers · Bergün Filisur · Breil/Brigels · Cazis · Disentis/Mustér · Domleschg · Falera · Ferrera · Flerden · Fürstenau · Ilanz/Glion · Laax · Lantsch/Lenz · Lumnezia · Masein · Medel (Lucmagn) · Muntogna da Schons · Obersaxen Mundaun · Rheinwald · Rongellen · Rothenbrunnen · Safiental · Sagogn · Scharans · Schluein · Schmitten (GR) · Sils im Domleschg · Sufers · Sumvitg · Surses · Thusis · Trun · Tschappina · Tujetsch · Urmein · Vals · Vaz/Obervaz · Zillis-Reischen
The other insurers in Region 3
24 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| vita surselva | CHF 404.70 | View |
| Agrisano | CHF 407.10 | View |
| curaulta | CHF 407.90 | View |
| Sumiswalder | CHF 424.60 | View |
| ÖKK | CHF 425.70 | View |
| CONCORDIA | CHF 426.20 | View |
| CSS | CHF 427.60 | View |
| Vivao Sympany | CHF 429.00 | View |
| Sanitas | CHF 434.75 | View |
| sana24 | CHF 436.20 | View |
| Helsana | CHF 441.80 | View |
| Visana | CHF 445.90 | View |
| SWICA | CHF 450.90 | View |
| Assura-Basis | CHF 451.00 | View |
| Mutuel | CHF 455.60 | View |
| KPT | CHF 460.00 | View |
| Philos | CHF 461.00 | View |
| Aquilana | CHF 466.20 | View |
| EGK | CHF 467.90 | View |
| Atupri | CHF 468.00 | View |
| Avenir | CHF 483.00 | View |
| Galenos | CHF 488.30 | View |
| SLKK | CHF 493.90 | View |
Source: Federal Office of Public Health (FOPH), official premiums.