curaulta — Region 3 of canton Grisons, 2026 premiums
curaulta covers the 40 municipalities of Region 3 in canton Grisons. Its lowest adult premium here is CHF 287.10 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
curaulta ranks 3 out of 24 active insurers in Region 3, cheapest to dearest.
The regional average across insurers is CHF 446.36 a month.
What staying costs
Moving from curaulta to vita surselva, the cheapest insurer in this region, saves CHF 38.40 a year for an adult on the same profile.
The full curaulta table
76 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor |
|---|---|---|
| 300 | CHF 429.30 | CHF 407.90 |
| 500 | CHF 418.90 | CHF 397.70 |
| 1'000 | CHF 390.40 | CHF 370.40 |
| 1'500 | CHF 362.90 | CHF 343.90 |
| 2'000 | CHF 337.20 | CHF 319.40 |
| 2'500 | CHF 311.30 | CHF 295.90 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor |
|---|---|---|
| 300 | CHF 346.20 | CHF 328.90 |
| 500 | CHF 337.20 | CHF 320.00 |
| 1'000 | CHF 316.20 | CHF 300.00 |
| 1'500 | CHF 292.20 | CHF 276.90 |
| 2'000 | CHF 269.40 | CHF 255.40 |
| 2'500 | CHF 242.70 | CHF 229.40 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor |
|---|---|---|
| 0 | CHF 101.70 | CHF 96.70 |
| 100 | CHF 100.70 | CHF 95.70 |
| 200 | CHF 99.10 | CHF 94.20 |
| 300 | CHF 91.20 | CHF 86.70 |
| 400 | CHF 82.20 | CHF 78.20 |
| 500 | CHF 75.20 | CHF 71.30 |
| 600 | CHF 70.60 | CHF 66.80 |
With or without accident cover
With accident cover: CHF 429.30 a month. Without: CHF 416.40. Dropping it saves CHF 154.80 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 396.30 in 2025 to CHF 287.10 — a rise of 2.9 %.
The 40 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 3 of canton Grisons, not to the municipality.
Albula/Alvra · Andeer · Avers · Bergün Filisur · Breil/Brigels · Cazis · Disentis/Mustér · Domleschg · Falera · Ferrera · Flerden · Fürstenau · Ilanz/Glion · Laax · Lantsch/Lenz · Lumnezia · Masein · Medel (Lucmagn) · Muntogna da Schons · Obersaxen Mundaun · Rheinwald · Rongellen · Rothenbrunnen · Safiental · Sagogn · Scharans · Schluein · Schmitten (GR) · Sils im Domleschg · Sufers · Sumvitg · Surses · Thusis · Trun · Tschappina · Tujetsch · Urmein · Vals · Vaz/Obervaz · Zillis-Reischen
The other insurers in Region 3
24 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| vita surselva | CHF 404.70 | View |
| Agrisano | CHF 407.10 | View |
| Sumiswalder | CHF 424.60 | View |
| ÖKK | CHF 425.70 | View |
| CONCORDIA | CHF 426.20 | View |
| CSS | CHF 427.60 | View |
| Vivao Sympany | CHF 429.00 | View |
| Sanitas | CHF 434.75 | View |
| sana24 | CHF 436.20 | View |
| Helsana | CHF 441.80 | View |
| Visana | CHF 445.90 | View |
| SWICA | CHF 450.90 | View |
| Assura-Basis | CHF 451.00 | View |
| rhenusana | CHF 455.40 | View |
| Mutuel | CHF 455.60 | View |
| KPT | CHF 460.00 | View |
| Philos | CHF 461.00 | View |
| Aquilana | CHF 466.20 | View |
| EGK | CHF 467.90 | View |
| Atupri | CHF 468.00 | View |
| Avenir | CHF 483.00 | View |
| Galenos | CHF 488.30 | View |
| SLKK | CHF 493.90 | View |
Source: Federal Office of Public Health (FOPH), official premiums.