Sumiswalder — Region 3 of canton Grisons, 2026 premiums
Sumiswalder covers the 40 municipalities of Region 3 in canton Grisons. Its lowest adult premium here is CHF 285.20 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Sumiswalder ranks 4 out of 24 active insurers in Region 3, cheapest to dearest.
The regional average across insurers is CHF 446.36 a month.
What staying costs
Moving from Sumiswalder to vita surselva, the cheapest insurer in this region, saves CHF 238.80 a year for an adult on the same profile.
The full Sumiswalder table
156 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 461.50 | CHF 424.60 | CHF 424.60 |
| 500 | CHF 450.00 | CHF 413.80 | CHF 413.80 |
| 1'000 | CHF 420.70 | CHF 387.00 | CHF 387.00 |
| 1'500 | CHF 391.50 | CHF 360.20 | CHF 360.20 |
| 2'000 | CHF 362.40 | CHF 333.40 | CHF 333.40 |
| 2'500 | CHF 333.20 | CHF 306.60 | CHF 306.60 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 343.90 | CHF 316.40 | CHF 316.40 |
| 500 | CHF 332.30 | CHF 305.60 | CHF 305.60 |
| 1'000 | CHF 303.10 | CHF 278.80 | CHF 278.80 |
| 1'500 | CHF 273.90 | CHF 252.00 | CHF 252.00 |
| 2'000 | CHF 244.80 | CHF 225.20 | CHF 225.20 |
| 2'500 | CHF 215.60 | CHF 198.40 | CHF 198.40 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 0 | CHF 54.80 | CHF 50.40 | CHF 50.40 |
| 100 | CHF 51.90 | CHF 47.70 | CHF 47.70 |
| 200 | CHF 49.00 | CHF 45.10 | CHF 45.10 |
| 300 | CHF 46.00 | CHF 42.30 | CHF 42.30 |
| 400 | CHF 43.10 | CHF 39.70 | CHF 39.70 |
| 500 | CHF 40.20 | CHF 37.00 | CHF 37.00 |
| 600 | CHF 37.30 | CHF 34.30 | CHF 34.30 |
With or without accident cover
With accident cover: CHF 461.50 a month. Without: CHF 429.20. Dropping it saves CHF 387.60 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 402.30 in 2025 to CHF 285.20 — a rise of 5.5 %.
The 40 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 3 of canton Grisons, not to the municipality.
Albula/Alvra · Andeer · Avers · Bergün Filisur · Breil/Brigels · Cazis · Disentis/Mustér · Domleschg · Falera · Ferrera · Flerden · Fürstenau · Ilanz/Glion · Laax · Lantsch/Lenz · Lumnezia · Masein · Medel (Lucmagn) · Muntogna da Schons · Obersaxen Mundaun · Rheinwald · Rongellen · Rothenbrunnen · Safiental · Sagogn · Scharans · Schluein · Schmitten (GR) · Sils im Domleschg · Sufers · Sumvitg · Surses · Thusis · Trun · Tschappina · Tujetsch · Urmein · Vals · Vaz/Obervaz · Zillis-Reischen
The other insurers in Region 3
24 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| vita surselva | CHF 404.70 | View |
| Agrisano | CHF 407.10 | View |
| curaulta | CHF 407.90 | View |
| ÖKK | CHF 425.70 | View |
| CONCORDIA | CHF 426.20 | View |
| CSS | CHF 427.60 | View |
| Vivao Sympany | CHF 429.00 | View |
| Sanitas | CHF 434.75 | View |
| sana24 | CHF 436.20 | View |
| Helsana | CHF 441.80 | View |
| Visana | CHF 445.90 | View |
| SWICA | CHF 450.90 | View |
| Assura-Basis | CHF 451.00 | View |
| rhenusana | CHF 455.40 | View |
| Mutuel | CHF 455.60 | View |
| KPT | CHF 460.00 | View |
| Philos | CHF 461.00 | View |
| Aquilana | CHF 466.20 | View |
| EGK | CHF 467.90 | View |
| Atupri | CHF 468.00 | View |
| Avenir | CHF 483.00 | View |
| Galenos | CHF 488.30 | View |
| SLKK | CHF 493.90 | View |
Source: Federal Office of Public Health (FOPH), official premiums.